Loans for Members

"Truth in Lending Phone 1850 345 925"

KNOW THE CREDIT UNION DIFFERENCE

NO need to worry, FREE* Loan Protection and Life Saving Insurance

NO Sliding Scale, same rate applies no matter how much you borrow

NO Set Up, NO Hidden Fees, NO Transaction charges

NO Penalties on Early Repayments, Lump Sums or Clearing of Loans

NOn Profit ethos, we make your money work for you.

   Phone a loan: 1850 345 925

Use our Loan calculator to find out how reasonable a Credit Union loan would be.

MORE Reasons why a Credit Union Loan Makes Sense:

• Interest is charged on the reducing loan balance - you only pay on what you owe

• No interest is charged on interest due - unlike other institutions

• Rebates of loan interest may be approved

• Life Savings and Loan Protection Insurance automatically provided on members savings and loan balances at no extra cost to the member (conditions and limits apply) (Details on Loan Protection and Life Savings Insurance)

• Loans can be tailored to the members needs

• Repayments can be rescheduled if difficulites arise

• The flexibility to make larger repayments than agreed at no penalty

• Additional Lump Sum repayments accepted at no penalty

• NEW FEB’09 RPI Payment protection can now be taken out as an optional extra. This product could insure your loan repayments for accident, sickness, critical illness/ redundancy.

• Single payment loans arranged

• Loans can be issued on the spot or within days depending on the size

• Each application is treated in confidence on its merits

• Make sure you ring back after 24 hours on 1850 345 925 for an update/decision on your loan application!

• Since August 2009, Gorey Credit Union Limited is a member of the Irish Credit Bureau.